First Icon purchases receivables from US companies: invoices, recurring contracts and commercial leases. You get paid now; we collect from your customers at maturity.
B2B invoices with 30 to 120 day terms, with or without recourse.
Software, maintenance, service and subscription contracts with business customers.
Long-term leases with creditworthy tenants, including triple net leases.
US-organized businesses with documented receivables and creditworthy account debtors.
Accounts receivable aging, contracts and customer list.
Account debtor quality, terms, concentration and payment history.
True sale of the receivables, paid in cash.
Notice of assignment and payment to a controlled lockbox account.
Collection and reconciliation at maturity, with reporting.
Receivables may back notes placed with investors in Brazil and the US.
Receivables are purchased outright, not lent against.
A financing statement is filed on the purchased receivables in the seller’s state of organization.
Customers pay into a controlled account under a deposit account control agreement.
Monthly statements on collections, aging and reserves.
First Icon Securitizadora S.A. is a Brazilian securitization company subject to Brazilian Law 14,430/2022 and to the rules of the Brazilian Securities Commission (CVM). Nothing on this website is an offer to sell or a solicitation of an offer to buy any security. Any offering in the United States is made only under applicable exemptions from registration and only through definitive offering documents. Collection activity in the United States is conducted exclusively by licensed partners.