STRUCTURED FINANCEYour company engages First Icon to structure and issue securities backed by its receivables and raise funds from investors. It is an alternative to bank credit, with terms and collateral designed around your cash flow.
Your company issues a commercial note, a debenture or a bank credit note in favor of First Icon. We issue certificates backed by that credit, investors buy them and the proceeds go to your company.
Law No. 14,430/2022 (securitization and receivables certificates), Law No. 14,195/2021 (commercial notes), Law No. 6,404/1976 (debentures) and CVM Resolution No. 60/2021 (securitization companies). Public offerings follow CVM Resolution No. 160/2022.
Securities placed with a restricted group of investors or distributed through an offering, depending on volume and target investors.
Longer terms than bank credit, tailored collateral and access to capital markets investors without taking the company public.
Funding needs, cash flow and available collateral.
Debt instrument, term, amortization, collateral and covenants.
The company issues the underlying instrument and First Icon issues the certificates under the fiduciary regime.
Funds released to the company, payments to investors and reporting through maturity.
Tell us what you have to receive, protect or recover. Our team will respond with a proposal.